Open enrollment for Local 1500 Supplemental Benefits starts Feb 21, 2022
Your UFCW Local 1500 has authorized supplemental benefits open enrollment at your store locations to better protect your income and loved ones.
Join your union brothers and sisters from other employer groups in participating in this valuable coverage starting February 21st. Open enrollment is for a limited time, so it is important to take advantage of these plans while you can. Look for upcoming enrollment dates at your store locations. View your options below.
For any questions call your Benefits Hotline at 844-808-8009.
Click to learn more about:
Critical Illness Insurance
Disability Insurance
Whole Life Insurance
Group Accident Insurance
Hospital Indemnity
Term Life Insurance
Critical Illness Insurance
Coverage that helps protect families and their assets in the event of a critical illness. Specialized benefits supplement other health insurance when employees may be most vulnerable: during the working years. Benefit payments can assist in covering a variety of expenses associated with a critical illness: out-of-pocket medical care costs, home healthcare, travel to and from treatment facilities, rehabilitation, and other expenses.
Disability Insurance
Disability Income Plus is a disability income insurance policy designed to help provide you with a monthly income due to accident or sickness.
With ManhattanLife Disability Income Plus you won’t have that worry. You’ll enjoy a valuable benefit to help supplement lost wages due to a covered injury or illness. You will receive a payment to spend however you wish — to help cover everyday expenses, medical costs, and more. Plus, ManhattanLife Disability Income Plus pays in addition to any existing disability coverage you may have.
Whole Life Insurance
While you may have a basic Term Life plan during your working years, it may not be enough to provide the level of coverage your family needs in the later years, even to age 99. Whole Life can help. It provides coverage through retirement with premiums and benefits that don’t change with age. Whole Life can also build cash value, that you can have access to, for things such as mortgage costs, a child’s education expenses, retirement income and more. Plus, Whole Life is lifelong coverage (as long as premiums are paid) that you can take with you, even when you retire or a go to new company. It’s an excellent complement to a term life plan.
Accident Insurance
Group Accident Insurance Plan provides cash benefits for medical treatment received for covered accidents, injuries, ambulance services, hospitalization, or accidental death. The plan pays regardless of what your primary insurance covers with no coordination of benefits. The benefit is paid directly to you to help cover unexpected out-of-pocket expenses while you recover - deductibles, co-pays, childcare, and other non-medical bills.
Hospital Indemnity Insurance
The Hospital Indemnity plan pays cash benefits from day one when you are hospitalized or receive other covered medical treatment. The plan supplements your primary medical coverage by filling the potential gaps created by rising deductibles, co-payments and out-of-pocket expenses not covered by your health plan. Benefits can be paid directly to you or your medical service provider regardless of what your primary insurance covers - there is no coordination of benefits. You have the freedom to use the cash benefits as needed; to cover medical bills, everyday living expenses, or other unexpected out-of-pocket expenses.
Term Life
Key features of Term Life Insurance policies:
Coverage on and off the job with no hazardous, line of duty or occupational restrictions. Guaranteed level premiums. Portable policies allowing employees to keep the coverage after they leave their current employment. Quality of Life rider which accelerates a portion of the death benefit due to chronic illness or cognitive impairment, with FPP-TI product in approved states. No war or terrorism exclusions.